The companies who provide our car insurance and the home insurance are ones we have used for quite a while. I have had to use the car insurance twice and found that they were quick and efficient. The home insurance seems to do what it says on the tin when I asked for some advice a while back.
Given these standards, I do not chase around getting alternative prices prior to renewing. They make it easier to drift along like this by advising me well in advance what the next year's premium will be.
Sitting here in a state of absolute boredom, I thought that I would try out one of these instant quotes over the internet. I have two speeding fines and expected a significant hike in costs for those.
A little chastened in my financial abilities, I now have a car insurance scheme at 50% of what I was paying and a home insurance that is just under 60% of the old cost. I tried out the help desks of both the new companies and it seems they have call centres here in England so I will never be subjected to la la land lingo.
I'm now looking to see just what else I can chip away at on the internet quote front.